Home » What We Cover » Car Insurance - Carminder

Car Insurance - Carminder

Comprehensive protection for the vehicle you love.

Buying a car is a big decision, especially if you are taking out finance to purchase it with. You need to make sure your investment is protected, as well as know you're protected against liability for accidental damage you may cause to someone else’s vehicle.

What's Covered:*

  • Accidental damage to your car
  • Liability for accidental damage caused by your car to vehicles or property belonging to someone else
  • Loss or damage to your car from theft or fire.
  • Damage to your car in a natural disaster, e.g. earthquake, landslip
  • Cover also includes windscreen, keys and locks at no additional premium with no excess

We guarantee to match your existing no claims bonus from any other insurer.

Optional Extra:

Roadside Assistance

If your car breaks down, Roadside Assistance will be there to help… for less than 10 cents a day!

That’s right – for only $36 per year you can add Roadside Assistance to your CARMINDER® policy, giving you access to a comprehensive 24/7 breakdown service, anywhere in New Zealand.

Click here for more information.

Gap Insurance

‘Gap’ insurance will pay the difference between the insurance payout and what is left owing on the finance, to a maximum of $10,000.

Click here for more information.

* Please refer to the policy document for details of terms, conditions & exclusions.

How do I apply for cover?

Contact your local credit union for a quote on vehicle insurance to protect your car against an accident, theft and damage - they can sign you up there and then – it’s that easy.

> Request a quote online

Not a member of a credit union yet?

If you’re not a current credit union member, choose your local credit union from the form on the right and someone will contact you about the benefits of being part of a credit union.

Need to make a claim?

Download a claim form here or use the 'Make a claim' form on the right hand side to and we'll be in touch with you to sort things out as soon as we can.

> Make a claim online

> Download a claim form